With new construction there is seldom an issue with building permits being satisfied upon completion of construction. The inspections are done, and if all is proper the Certificate of Occupancy, CO is issued.
It is not always that easy when home owners do remodeling and want to keep the town out of their homes. This is usually done to primarily keep the tax assessor from raising the property taxes the owners will have to pay. The purpose of a building permit is not the increase in tax value of the home, but the assurance that the work is done properly to code and the house will not be at risk for damage or worse.
Permits should be obtained either by the home owner or the contractor doing the work. Small jobs to repair items within the home are not usually a necessity, but when adding rooms to the structure, decks, new roofs and basement remodeling they are necessary.
With a remodeling project, the permits are initiated. The work would be started and before the walls are closed, the inspector would be called in to view the progress and either pass the work or point out the negatives that would need to be corrected before work can be completed. If all is good, the walls can be closed and the inspector would come back as a formality to issue the certificate of occupancy.
Failure to get this CO may not present problems while the owners are still within the home, but once the home is put up for sale it is an issue. Appraisers will visit a town hall prior to appraising a home just to see if all is in order there. With the field card in hand, a walk through the house will show inconsistencies and then the sale gets jeopardized. A mortgage cannto be closed while there are these problems within the house.
The building inspector can insist that the work be dismantled completely in worse cases. Normally, testing would be done and if repairs or changes are necessary the return of the inspector would get that needed CO.
Are Building Permits Needed to Close
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